When should you get a lawyer? When you want to make your own claim for incidents and injuries, the insurance provider will provide you with a minimum sum of payout money so you decide to quit. In reality, insurance companies typically make these deals within days of the crash, hoping to manipulate the victim. You would have no idea at that point as to the severity of the injuries, potential prognosis or the need for further medical attention. Within the industry such plans are known as “nuisance value offers.”
In other words, the insurance company considers the claim as a pure nuisance. They consider the unrepresented victim of the accident as one who has “no bite behind their bark.” The insurer will take the stance that you have no power to do anything except seeking compensation, as the unrepresented party will not know the land lies in litigation and will be chewed up by a seasoned defense insurance lawyer.