You should have a plan in place for what to do next if you’ve been in a car accident in Florida. Here are 5 essential measures to take.
1. If you are in a Spring Hill car accident in Florida, call 911 right away.
You’ll probably experience shock first after being involved in an automobile accident. You could get so numbed by this “feeling” that you fail to notice your injuries, such as shattered bones, soon away.
Therefore, the first call you ought to make after stopping your car is to 911. Additionally, unless it is affecting traffic, try not to move your automobile away from the scene of the collision. Give the 911 operator the precise location of the accident. Give as many specifics as you can, such as landmarks and highway mile markers. The quicker the police and paramedics can reach you, the more information you can provide.
Avoiding telling the operator who was at fault for the accident is one thing to do. The location of you, the kinds (and severity) of your injuries, and a description of the scenario are all that the operator has to know.
2. Contact the police to report the Spring Hill accident
A minor fender-bender or other Florida auto accident doesn’t always need to be reported to the police. Call the police right away if there has been a hit-and-run or an accident that has resulted in $500 or more in property or personal damage.
However, if you had phoned 911, the operator needs to have informed the policy beforehand. Even if the collision turns out to be a small one, it is crucial to call the police and report it. This is especially more important if the other motorist is intoxicated, there has been a hit-and-run, or the collision was caused by negligence.
3. List all the details of the Spring Hill accident.
Write down your memories of the moments leading up to the accident as you wait for the police. For instance, attempt to recall your previous direction of travel before the other car struck you. Was the stop light yellow, red, or green?
Did you observe any other signs of DUI, such as the other motorist speeding or swerving? You may have observed the other motorist operating the car while talking on a cell phone. The second driver in this scenario would have already broken Senate Bill 76.
Make a list of every detail you can recall about the other car in the event of a hit-and-run. The make, model, year, color, and plate number are the most crucial factors. The authorities will be able to identify the offender with even the smallest characteristics, such bumper dents or stickers.
If the other driver remained at the scene, trade information about your car and your insurance with them. Include the make, model, year, VIN, and license plate number in your list. Inquire for the other driver’s full name, address, date of birth, phone number, and license number.
If the driver is not the car’s owner, request the owner’s full name and contact information. Make sure you get the police officers’ names, phone numbers, and badge numbers as well.
4. Collect proof and witness accounts
Take crisp pictures and movies that show the vehicles from various viewpoints. The identification of weather patterns and traffic impediments can also be aided by these photos and recordings. Include road and traffic signs in your list of visual proof.
If possible, record audio-only videos as this can reveal information about a person’s mental state. Slurred speech, for instance, might indicate alcohol. It’s even possible to catch the other driver admitting guilt on camera.
Ask any willing witnesses if they would be willing to describe what they saw in a video, just in case. Additionally, get their contact details and entire name. For further information regarding your claim, your insurance company might get in touch with them.
It would be challenging for the other motorist to alter their narrative given the evidence you have in your possession. You can use it to refute arguments against what they claimed immediately following the disaster.
5. Speak with your insurance provider
Following an automobile accident, get in touch with your insurance provider as quickly as you can. Your claim will be examined by your insurer to establish the damage’s scope and the responsible party.
Two Car accident on the road.
A Brief Overview of the No-Fault Law in the Sunshine State
In Florida, personal injury protection (PIP) insurance is a requirement for all vehicle owners. The minimum PIP coverage amount should be $10,000, which will cover both lost wages and medical expenses. Additionally, drivers must have property damage liability coverage with a minimum $10,000 limit.
These plans ought to cover drivers regardless of who was at fault for the collision. They do not, however, cover the other party involved in the collision; they only cover the policy owner.
Having said that, if you are involved in an automobile accident that was not your fault, your own PIP and PDL will protect you. However, if the driver was negligent and the collision happened, you might be entitled to file a lawsuit against them.
One illustration is if one of the drivers was permanently hurt in the collision. If their carelessness led to catastrophic brain injury, the at-fault drivers may also be held accountable.
Here’s what you should do as soon as a car accident occurs now that you are more knowledgeable about how auto insurance functions in the state.
Making the Claims Process Simpler with a Personal Injury Attorney
Granted, Florida’s no-fault legislation makes submitting a claim after an automobile accident very simple. However, you may still have problems and even unfair compensation. This is particularly more true if the accident was brought on by the other driver’s carelessness.
This is why if you are hurt in a car accident, you should think about hiring a personal injury lawyer. especially one for which you have no responsibility.
We can assist if you require a skilled auto accident attorney in Florida. Contact us right away so we can provide your case a free review as soon as feasible.
Conclusion
Here at the Law Firm of Brian S Brijbag, we understand that vehicle accidents can be overwhelming. Our expertise in personal injury claims extends to comprehending the technical aspects of your vehicle, such as the drive train. We will assist you with your property damage claim, ensuring a fair offer for repair or replacement of your vehicle. You were already a victim of the accident; don’t let the insurance process victimize you further. Let us fight for you!
